What is a key requirement for Supplemental Security Income (SSI)?

Supplemental Security Income (SSI) is primarily designed to provide financial assistance to individuals who have limited income and resources. An essential requirement for SSI eligibility is meeting strict financial need criteria. This means that applicants must demonstrate their income and resources are below certain thresholds set by the Social Security Administration. The program is intended for those who are disabled, blind, or elderly and who lack sufficient means to support themselves.

For thousands of individuals, meeting these financial criteria is critical as it determines whether they can receive assistance that may help cover basic living expenses, medical care, and other essential needs. This focus on financial need distinguishes SSI from other programs, such as Social Security Disability Insurance (SSDI), which has different eligibility requirements, including a work history component. Understanding these financial requirements is crucial for social workers, as they assist clients in navigating the application process for benefits like SSI.